Why do I need homeowners insurance?
Owning your own home can be very rewarding, but the consequences can be dire if you don’t have the right insurance policy in place. In fact, there is a big chance you could lose everything if you fail to get the cover that you require. Once you have invested in the right insurance policy, you can avoid a devastating loss caused by a fire, hurricane, or tornado. It’s best to insure your home at 100% of its value, but 80 – 90% is fine for many homeowners.
we're DETERMINED TO HELP INDIVIDUALS SEEKING INSURANCE by considering their most important needs.
What else can my policy cover?
Your home insurance policy can also protect detached structures such as your garage, sheds, and fences. It can also cover the contents of your home such as your appliances, electronics, and furniture. Some people overlook contents insurance, but if you do have expensive treasured goods on your property it’s best to have them covered so they can easily be replaced. Again, liability coverage is a huge benefit of a quality home insurance policy as there’s always a chance someone could be injured whilst on your property, leaving you faced with thousands of pounds in medical bills. You could also have a loss of use insurance built into your property. For instance, if you do need to leave your home after a disaster, you can get covered for hotel bills, food, and travel expenses.
A long history of insurance expertise
We have been serving the homeowners of Indiana since way back in 1964. We are an independent agency that favors no single insurer over another. Our primary aim is to simply find you the best coverage for your specific requirements. We have an excellent track record when it comes to beating all online quotes, and you can rest assured that we’ll get back to you within 24 hours once we have received your query. All the information that we receive will be kept totally private. We will get you a quote as soon as possible. Our relationships with our providers allow us to get deals that you’ll struggle to see matched elsewhere.