Workers Compensation

Workers Compensation Insurance for Indiana Employers

Indiana law requires almost every employer to carry workers compensation. The policy covers medical bills and lost wages when an employee is hurt on the job, and it protects the business from being sued for that injury. Crowel Agency writes workers comp for businesses across Northwest Indiana and Illinois, and we shop it across our 30+ carriers at every renewal.

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What workers comp covers

  • Medical treatment for work-related injuries and illnesses
  • A portion of lost wages while the employee recovers
  • Permanent disability benefits if the injury results in lasting impairment
  • Death benefits to surviving dependents
  • Employer liability for lawsuits tied to a covered injury

How premium is calculated

  • Medical treatment for work-related injuries and illnesses
  • A portion of lost wages while the employee recovers
  • Permanent disability benefits if the injury results in lasting impairment
  • Death benefits to surviving dependents
  • Employer liability for lawsuits tied to a covered injury

Industries we write often

  • Construction and the trades
  • Manufacturing
  • Trucking and transportation
  • Restaurants and food service
  • Office and professional services
  • Retail and wholesale
Industrial backhoe excavator loader and bulldozer machinery on construction site
A woman in a hat and sunglasses looks out of the car window and relaxes. Buying a car. Travel, tourism, recreation.

What to have ready for a quote

Have your most recent payroll, your current declarations page, and a loss run from your current carrier ready. We can usually return a quote within a few days.

Call our Highland office at 219.923.2131, or request a free quote online.